TERMS & CONDITIONS


Thank you for visiting us at U.CASH!

OVERVIEW

We have built our platform with our users ease of use, security and service offerings at top of mind.  As such, it is important to us that our users and other visitors, are aware of all their rights and responsibilities when using our platform.  Our U.CASH Terms of Service was created to safeguard all parties legal requirements and is necessary as a legally binding agreement governing your use of our platform and site.  We urge you to read our Terms of Service very carefully and understand the terms before using U.CASH as they affect your legal rights, responsibilities and obligations.

The U.CASH Terms of Service ("Agreement") is a legal agreement governing the provision of U.CASH services ("Service" or "Services") by U.CASH Inc. ("U.CASH" or "us" or "our" or "we") the use of U.CASH Platform ("U.CASH Platform" or "U.CASH Site" or "U.CASH Portal" or "Platform" or "Portal") to you as an individual ("you" or "your" or "yours").  Your use of the U.CASH Platform and services will be governed by this agreement, along with the U.CASH Privacy Policy.  Please go through this agreement carefully and understand it before using U.CASH.  By using our services and/or platform, you agree to become bound by the terms and conditions of this agreement.

ACCEPTANCE OF TERMS


If you do not agree with any of the U.CASH Terms of Service, Privacy Policy or any other facet of our Platform, please do not use this site.  By using our services, platform and/or site, you will be deemed to have irrevocably agreed to these terms.  Please note the U.CASH Terms of Service may be revised and reissued without notice at any time.  You should come back to this page on a regular basis to review and keep up to date with the current U.CASH Terms of Service.  Your continued use of the site will be deemed as irrevocable acceptance of any revisions or updates.

ALLOWED JURISDICTIONS

The services provided by, and allowed to be able to operate on the U.CASH site and/or platform may not be legally allowed in certain jurisdictions and localities.  By accepting the U.CASH Terms of Service, you confirm that you are not a resident of such a jurisdiction or locality.  You also agree that any compliance or regulatory requirements in your area will be adhered to by you where required.

CONTACT INFORMATION

This site, platform and technology is owned and operated by U.CASH Inc.  Feel free to contact us at any time.  Send any questions, concerns, requests or correspondence by sending us an email to [email protected]

REGISTRATION AND USER ACCOUNTS

To use this site, and the platform, you may be asked to provide registration information in order to create a user accounter ("account" or "accounts").  It is a condition of use for this site and platform that all the details you provide willbe correct, up to date, and complete.  If U.CASH believes the information to be not correct, falsified, not up to date or completed, we reserve the right to refuse access to the site, platform and any of its resources, and to suspend and/or terminate your account without notice.

Your account may not be used to act as an intermediate or broker for any person or entity without prior approval from U.CASH.  You may only use this site, platform or any of its resources on your behalf.

As a user, you agree that you will only create and utilize one account. U.CASH has the right to close down accounts where users have created multiple accounts. Any other suspicious activity may also lead to closure of your accounts.  Please use our services responsibly and fairly.


You can only use your own account to access services on the U.CASH site and platform.  You can also only use one user account at a time for services.  You are entirely responsible for having adequate security and control of any and all usernames, IDs, passwords, PIN numbers or any other codes, coupons, or tokens that you use to access and use U.CASH.  You are not allowed to sell, borrow, share or otherwise make available your account to other entities or people.  Any such action may lead to the suspension and/or termination of your account without notice.


Your account must not contain any misleading or fraudulent information, including, but not limited to having a non-personal phone number, creating fake reputation and feedback information for your account, faking your country of origin or providing fraudulent identification documents.  If U.CASH is to become aware of such information, it may lead to the suspension and/or termination of your account without notice as well as further measures at our discretion.

We may at any time request you to complete our ID verification process and may also require you to submit additional documents or identification if we believe it is necessary.  Failing to complete this step after our request will be considered a violation of this agreement.

If you violate the U.CASH Terms of Service or any other agreement you enter into with U.CASH or any of its partners, affiliates, tellers, other users, or as otherwise specified in the U.CASH Terms of Service or other agreements you have entered into with U.CASH, we may limit, suspend or terminate your access to your account, the U.CASH site and platform, or to other services we offer.  We may also limit access to your U.CASH or Bitcoin balances for up to 12 months (or longer if involved in a court order or other legal process).  If such an action is required, all balances will convert to the primary U.CASH currency balance at time of limit of access, and remain so until access is restored or funds are released to the appropriate party.  We may also use fraud, risk analysis and modelling when assessing the risk and activities associated with your account on a continued basis if required.

If we come to know that you have at any previous point in time violated this agreement or any other agreement that you have entered into with U.CASH, its partners, affiliates, tellers, and/or other users, we  will immediately close, suspend or limit your account and balances as per the terms outlined in this agreement.

TELLER & PEER-TO-PEER TRANSACTIONS

With a registered account on U.CASH you can interact with other users and tellers ("P2P" or "Peer-To-Peer") for various services including but not limited to, sending and receiving funds, loading and withdrawing from and to your account, bitcoin buying and selling and more.  You may initiate transactions by contacting tellers or other users or wait for other users to initiate transactions with you by contacting you for services you offer as a teller.

By initiating a transaction you agree to be bound by the other parties terms of transaction ("Teller Terms") set forth by the user and displayed as terms of transaction on the transaction information page ("Transaction Info".  The terms of transaction as determined by the teller are valid in all cases except when the tellers terms contradict the U.CASH Terms of Service or are illegal or if both parties of the trade consent to alter the terms of the transaction.

The price, fees and total defined in the Transaction Info must contain any and all fees the teller requires the user initiating the transaction to pay.  After the initiation of a transaction, the price, fees and total is locked and cannot be changed or any additional fees added without consent from both parties of the transaction and U.CASH.

Transaction advertisements ("Teller Ads") must be placed in the correct payment category.  If a category does not exist for the payment method, it must be placed in the "Other" category.

We may hide, remove, or limit your Teller Ads, if you violate the U.CASH Terms of Service or any other agreement you enter into with U.CASH, any of its partners, affiliates, tellers, other users, or as otherwise specified in the U.CASH Terms of Service or other agreements you have entered into with U.CASH.  We may also use fraud, risk analysis and modelling when assessing the risk and activities associated with your teller account on a continued basis if required.

IN-PERSON TELLER ADS

In-Person Teller Ads are advertisements where two users meet locally and interact in person between each other.  These transactions are usually for cash, but can also be with approved debit or credit cards at retail tellers.  These ads are in the categories "In-Person Deposit", "In-Person Withdrawal", "Deposit Pickup", "Dropoff Withdrawal" and some other categories for services.

You are allowed to have active ads with only one account at a time.  Multiple ads per city are not allowed unless the ads are limited to different customer groups and have price differences of at least 2.5%.

ONLINE TELLER ADS

Online teller ads are advertisements where two users interact remotely between each other.  These transactions are usually for various methods including Bank Transfers, E-Mail or SMS Money Transfers, Transfer companies, and other settlement options.  These ads are in the categories "Online Withdraw", "Online Deposit" and some other categories for services.

You are allowed to have active ads with only one account at a time.  You must place your ads in the correct payment category.  Multiple ads for the same payment method are not allowed in the same country unless the ads are limited to different customer groups and have price differences of at least 2.5%.

VERIFIED BUSINESS ACCOUNTS

A user account can become verified as a business account by going through the U.CASH verification process.  Accounts that are verified as a business are allowed the following exclusions from the U.CASH Terms of Service:

A business may have several active user accounts at any time, provided they are all verified as a business and operated by an employee of the business.  Each verified business account is personal to the employee operating it.

A business may have active advertisements from several accounts with the following exceptions:

Ads are not allowed to overlap between accounts. For example, you are not allowed to create ads using the same limits with the same price in the same payment method category in the same country.

Multiple ads for the same payment method in the same country are not allowed if they have the same price and don't have at least one of the following differences:

1) Minimum & Maximum transaction limit is not allowed to overlap.
2) Customer Groups are different

MEDIATION FOR DISPUTES WITH TRANSACTIONS

If the teller and user in a transaction are in a disagreement ("Dispute" or "Disputed"), either party or U.CASH may initiate a dispute resolution request ("Mediation" or "Arbitration").  Disputed transactions are resolved by U.CASH support staff on a one-by-one basis.  

U.CASH support staff resolves disputed by a carefully designed Mediation process which, in part, evaluates the terms of a transaction, payment evidence, 3rd party evidence, transaction chat messages, user reputation, other information submitted to us by our users and information collected by us as part of the privacy policy.

When tellers turn unresponsive, we will resolve the dispute to the user if we are confident the teller has received valid payment from the user.  If the user is unresponsive, the teller may dispute the transaction and we will resolve the dispute to the teller.

After a transaction has been released by the the teller, the trade is considered entirely completed by us and cannot be disputed, reversed or altered.  This is due not only to U.CASH policy, but also due to technical barriers in regards to the decentralized, multi-signature structure of the U.CASH platform and technology.  

Providing fraudulent information or documents in a dispute or making false claims or otherwise trying to force a certain outcome of a disputed trade is considered a violation of this agreement.

ONLINE PRIVACY NOTICE

Your privacy is extremely important to us.  To better protect your privacy, we provide a notice explaining our online information practices and the choices you can make about the way your information is collected and used on the U.CASH site and platform.  You can CLICK HERE to read the U.CASH Privacy Statement which forms part of the U.CASH Terms of Service.

TRADEMARKS & COPYRIGHTS


This site and all materials incorporated by U.CASH are protected by copyrights or other proprietary marks.  Some of the logos of other images incorporated on this site are also protected.

USE OF MATERIAL

Your right to make use of the U.CASH site, platform and any material or other content appearing on it is subject to you compliance with the U.CASH Terms of Service.  Modification or use of the material or any other content on this site for any purpose not permitted by the U.CASH Terms of Service may be a violation of the Copyright and is prohibited.  You may access and display material and all other content displayed on this site for non-commercial, personal or entertainment purposes.  The material and all other content on the U.CASH site and platform may not be copied, reproduced, republished, uploaded, posted, transmitted, distributed or used any other way unless otherwise specifically authorized by U.CASH.

WARRANTIES & LIABILITY DISCLAIMER

Your use of the U.CASH site and platform is at your own risk.  U.CASH and all of the materials, information, software, facilities, services and other content are provided "As-Is" and "As-Available" without warranties of any kind, either expressed or implied.  U.CASH does not warrant that the functions contained in this site and platform will be available, un-interrupted or error-free, that defects will be corrected, or that U.CASH or the servers that make them available are free of viruses or other harmful components.  

LIABILITY LIMITATION

U.CASH does not accept any liability for any loss or damage, indirect or direct, resulting from any use of, or inability to use the U.CASH site, platform or material, information, software, facilities, services or other content the U.CASH site or platform, regardless of the basis upon which liability is claimed and even if U.CASH has been advised of the possibility of such loss or damage.  Without limitation, you (and not U.CASH) assume the entire cost of all necessary servicing, repair or correction or corrections in the event any such loss or damage arises.  

Messages

The materials, information and opinions included and/or expressed in or on the messages, feedbacks, advertisements or other pages on this site are not necessarily those of U.CASH or it's affiliates, partners, tellers, other users or related entities or content providers.  U.CASH is not responsible to monitor or review the messages, feedback, or advertisements and the content of the messages, feedbacks or advertisement is not the responsibility of U.CASH.  U.CASH may remove or modify any content without notice of liability at any time in it's sole discretion.  Any use of the messages, feedbacks, advertisements or any other content on the U.CASH site or platform will be at your own risk and will be subject to the disclaimers and limitations on liability set out above.

SUBMISSIONS, POSTINGS & EMAIL

U.CASH is always interested in hearing from our users.  It is however, our policy that we will not accept or consider unsolicited submissions of concepts, stories, or other potential content.  Therefore, please do not send U.CASH any unsolicited submissions.  From time to time, areas on this site may expressly request submissions of concepts, stories, or other potential content from you.  Where this is the case, please carefully read any specific rules or other terms and conditions which appear elsewhere on the site to govern those submissions, since they will affect your legal rights.  If no Additional Terms govern those submissions, the these U.CASH Terms of Service will apply in full to any submission you make.

Please act responsibly when using the U.CASH site and platform.  You may only use the U.CASH site and platform and its contents for lawful purposes and in accordance with applicable laws.  You are prohibited from storing, distributing or transmitting any unlawful material through the U.CASH site and platform.  You recognize that storing, distributing or transmitting unlawful material could expose you to criminal and/or civil liability, not limited to funds access limitations alone.  You agree that if a third party claims that material you have contributed to the U.CASH site and platform is unlawful, you will bear the burden of establishing that it is lawful.  You understand and agree that all materials publicly posted on the U.CASH site and platform (other than by U.CASH) or privately transmitted on or through the U.CASH site or platform are the sole responsibility of the sender, not U.CASH, and that you are responsible for all material you upload, post or otherwise transmit to our through the U.CASH site and platform.

We at U.CASH require that you do not post emails or submit to or public through Forums or otherwise make available on the U.CASH site or platform any content, or act in a way, which in our opinion:
1) libels, defames, invades privacy, stalks, is obscene, pornographic, racist, abusive, ignorant, sexist, harassing, threatening or offensive;
2) seeks to exploit or harm children by exposing them to inappropriate content, asking for personally identifiable details or otherwise;
3) infringes any intellectual property or other rights of any entity or persons, including violating anyone's or organizations copyrights or tradements or their rights of publicity;
4) violates any law or may be considered to violate any law;
5) you do not have the right to transmit under any contractual or other relationship (e.g., inside information, proprietary or confidential information received in the context of an employment or a non-disclosure agreement);
6) advocated or promotes illegal activity;
7) impersonates or misrepresents your connection to any other entity or person or otherwise manipulates headers or identifiers to disguise the origin of the content;
8) advertises any commercial endeavor (e.g., offering for sale products or services) or otherwise engages in any commercial activity (e.g., conducting raffles or contents, displaying sponsorship banners, and/or soliciting goods or services) except as specifically authorized on the U.CASH site and platform;
9) solicits funds, advertisers or sponsors; includes programs which contain viruses, worms and/or "Trojan Horses" or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer, software, hardware or telecommunications;
10) disrupts the normal flow of dialogue, causes a screen to scroll faster that other users are able to type, or otherwise act in a way which affects the ability of other people to engage in real time activities via the U.CASH site and plaform;
11) copies any other pages or images on this site except with appropriate authority;
12) includes MP3, WAV or other audio format files;
13) amounts to a "pyramid" or "ponzi" or similar scheme;
14) amounts to "data warehousing" (i.e., using any web space made available to you as storage for large files which are only linked from other sites or platforms).  You must provide reasonable amount of content to accompany such material in order that at least some of the traffic to your site comes directly via us;
15) disobeys any policy or regulations established from time to time regarding the use of the U,CASH site, platform or any networks connected to is;  
16) or contains links to other sites that contain the kind of content, which falls within the descriptions above.  In additional, you are prohibited from removing any sponsorship banners or other material inserted by U.CASH anywhere on this site (e.g., any web space made available for your use).

SYSTEM ABUSE

Without limitation, you agree not to send, create or reply to so called mailbombs (i.e., emailing copies of a single message to many users, or sending large or multiple files or messages to a single user with malicious intent) or engage in spamming (i.e., unsolicited emailing or messaging for business or other purposes) or undertake any other activity which may adversely affect the operation or enjoyment of the U.CASH site and platform by any other person or business.  You may not reproduce, sell, resell or otherwise exploit any resources, or access to any resources, contained on the U.CASH site or platform.

SECURITY


Any password used on the U.CASH site or platform are for individual use only.  You shall be responsible for the security of your password (if any).  U.CASH shall be entitled to monitor your password and, at its discretion, require you to change it.  If you use a password that U.CASH considers insecure, U.CASH will be entitled to require this to be changed and/or terminate or suspend your account.  You are prohibited from using any services or facilities provided in connection with the U.CASH site or platform to compromise security or tamper with system resources and/or accounts.  The use or distribution of tools designed for compromising security (e.g., password guessing programs, cracking tools or network probing tools) are strictly prohibited.  If you become involved in any violation of system security, U.CASH reserves the right to release your details to system administrators at other sites in order to assist them in resolving security incidents.

INVESTIGATIONS


U.CASH reserves the right to investigate suspected violations of the U.CASH Terms of Service, including but without limitation any violations arising from any submissions, postings, or e-mails you make or send to any forum, chat or site.  U.CASH may seek to gather information from the user who is suspected of violating the U.CASH Terms of Service, and from any other user.  U.CASH may suspend any user or users whose conduct or postings are under investigation and may remove such material from the U.CASH site, platform or servers as it deems appropriate and without notice.  If U.CASH believes, in its sole discretion, that a violation of the U.CASH Terms of Service has occurred, it may edit or modify and submission, postings or e-mails, remove the material permanently, cancel postings, warn users, suspend users and passwords, terminate accounts or take other corrective action it deems appropriate.  U.CASH will fully co-operate with any law enforcement authorities or court order requesting or directing U.CASH to disclose the identity of anyone posting any e-mails, or publishing or otherwise making available any materials that are believed to violate the U.CASH Terms of Service.

U.CASH reserves the right to modify or discontinue, temporarily or permanently, all or any part of this site and/or any software, facilities and services on this site, with or without notice, and/or to establish general guidelines and limitations on their use.

THIRD PARTY SITES


The U.CASH site and platform may link you to other sites on the Internet.  These sites may contain information or material that some people may find inappropriate or offensive.  These other sites are not under the control of U.CASH, and you acknowledge that (whether or not such sites are affiliated in any way with U.CASH) U.CASH is not responsible for the accuracy, copyright compliance, legality, decency, or any other aspect of the content on such sites.  The inclusion of such a link does not imply endorsement of any kind by U.CASH or any association with its operators.

U.CASH cannot ensure that you will be satisfied with any products or services that you purchase from any third-party sites that links to or from U.CASH since other sites/stores/apps are owned and operated by independent web masters, retailers and owners.

JURISDICTIONAL PROBLEMS


Users of U.CASH are themselves responsible for making sure they are in compliance with legislation of the jurisdiction they operate in.

The materials and all other content in the U.CASH site and platform are presented solely for the purpose of providing services for the users of the U.CASH site and platform.  The U.CASH site and platform is controlled and operated by U.CASH Inc., Canada.

Last Revised: 21st December 2016.