Terms And Conditions


Terms And Conditions

Thank you for visiting us at U.CASH!

OVERVIEW

We have built U.CASH with ease of use, quality, and security in mind. As such, it is important to us that our users and visitors be aware of their rights and responsibilities when using our network. The U.CASH Terms of Service is a legally binding agreement governing your use of our network and site. We urge you to read our Terms of Service very carefully, and understand the terms before using U.CASH, as they affect your legal rights, responsibilities and obligations.


The U.CASH Terms of Service ("Agreement") is a legal agreement governing the provision of U.CASH services ("Service" or "Services") by U.CASH Inc. ("U.CASH" or "us" or "our" or "we") the use of U.CASH Portal ("U.CASH Portal" or "U.CASH Site" or "U.CASH Network" or "Portal" or “Network”) to you as an individual ("you" or "your" or "yours"). Your use of the U.CASH Portal and services will be governed by this agreement, along with the U.CASH Privacy Policy. Please review this agreement carefully and understand it before using U.CASH. By using our services and/or portal, you agree to become bound by the terms and conditions of this agreement.


ACCEPTANCE OF TERMS


If you do not agree with any of the U.CASH Terms of Service, Privacy Policy or any other facet of our Network, please do not use this site. By using or continuing to our services, portal, and/or site, you will be deemed to have irrevocably agreed to these Terms. Please note the U.CASH Terms of Service may be revised and reissued without notice at any time. You should come back to this page on a regular basis to review and keep up to date with the current U.CASH Terms of Service. Your continued use of the site will be deemed as irrevocable acceptance of any revisions or updates.


ALLOWED JURISDICTIONS

The services provided by, and allowed to be able to operate on the U.CASH site and/or network may not be legally allowed in certain jurisdictions and localities. By accepting the U.CASH Terms of Service, you certify that you are not a resident of any such a jurisdiction or locality. You also agree to comply with any, and all of the laws and regulations of your jurisdiction or locality.


CONTACT INFORMATION

This site, portal, and technology is owned and operated by U.CASH Inc. Feel free to contact us at any time. Send any questions, concerns, requests or correspondence by sending us an email to [email protected]

REGISTRATION AND USER ACCOUNTS

To use this site, and the network, you may be asked to provide registration information in order to create a user account ("account" or "accounts"). It is a condition of use for this site and network that all the details you provide are correct, up to date, and complete. If U.CASH believes the information to be not correct, falsified, not up to date or completed, we reserve the right to refuse access to the site, network, and any of its resources, and to suspend and/or terminate your account without notice.

To be eligible to use U.CASH, you must be at least 18 years old.


Your account may not be used to act as an intermediate or broker for any person or entity without prior approval from U.CASH. You are permitted to use this site, network or any of its resources on your own behalf only.

As a user, you agree that you will create and operate one account only. U.CASH has the right to close down accounts where users have created multiple accounts. Any suspicious activity may also lead to closure or suspension of your accounts. Please use our services responsibly and fairly.


You are only allowed to use your own account to access services on the U.CASH site and network. Only one account can be used at a time. You are fully responsible for having adequate security and control of any and all usernames, IDs, passwords, PIN numbers or any other codes, coupons, or tokens that you use to access and use U.CASH. You are not allowed to sell, borrow, share or otherwise make available your account to other entities or people. Any such action may lead to the suspension and/or termination of your account without notice.


Your account must not contain any misleading or fraudulent information, including, but not limited to, having a non-personal phone number, creating fake reputation and feedback information for your account, faking your country of origin or providing fraudulent identification documents. If U.CASH were to become aware of such information, it may lead to the suspension and/or termination of your account without notice as well as further measures at our discretion.

We may at any time request you to complete our ID verification process and may also require you to submit additional documents or identification if we believe it is necessary. Failing to complete this step after our request will be considered a violation of this agreement and grounds for us to suspend or terminate your account.

If you violate the U.CASH Terms of Service or any other agreement you enter into with U.CASH or any of its partners, affiliates, Converters, other users, or as otherwise specified in the U.CASH Terms of Service or other agreements you have entered into with U.CASH, we may limit, suspend or terminate your access to your account, the U.CASH site and network, or to other services we offer. We may also limit access to your balances on the portal for up to 12 months (or longer if involved in a court order or other legal process). If such an action is required, all balances will convert to the primary U.CASH currency balance at time of limit of access, and remain so until access is restored or funds are released to the appropriate party. We may also use fraud, risk analysis and modeling when assessing the risk and activities associated with your account on a continued basis if required.


If we become aware that you have, at any previous point in time, violated this agreement or any other agreement that you have entered into with U.CASH, its partners, affiliates, Converters, and/or other users, we will immediately close, suspend or limit your account and access to your balances as per the terms outlined in this agreement.


IDENTITY VERIFICATION

In order to use certain features of the U.CASH network, you may be required to provide U.CASH with certain personal information, including, but not limited to, your name, address, telephone number, e-mail address, date of birth, taxpayer identification number, government identification number, and information regarding your bank account (e.g., financial institution, account type, routing number, and account number). In submitting this or any other personal information as may be required, you certify that the information is accurate and authentic, and you agree to update your account immediately if any information changes.

We may, at our discretion, request additional personal information and documentation to comply with Anti-money Laundering and Know-Your-Client regulations. If you do not provide it, we have the right to restrict access to your account (including the right to withdraw all bounties which have been credited to your account).

You hereby authorize U.CASH to, directly or through third parties, make any inquiries we consider necessary to verify your identity and/or protect against fraud, including the search of public records for information about your identity (including, but not limited to, your name, address, past addresses, or date of birth), the search for account information associated with your linked bank account (including, but not limited to, name or account balance), and to take action we reasonably deem necessary based on the results of such inquiries and reports. You further authorize any and all third parties to which such inquiries or requests may be directed to fully respond to such inquiries or requests.


FINANCIAL RISK

There are substantial risks in trading or holding digital assets. You should assess your suitability for trading or holding digital assets in light of your financial situation, before you partake in any such activities on the U.CASH network.

U.CASH reserves the right to refuse to process, or to cancel any pending transaction, or suspend accounts as required by law or in response to a subpoena, court order, or other binding government order, or to enforce transaction limits. You agree to hold U.CASH harmless in the event such an action causes you or a third party to suffer a loss.


GENERAL RISKS INVOLVING BLOCKCHAIN TRANSACTIONS

You agree and certify that you have an understanding of blockchain technology and that you are responsible for your interactions with such networks.

It is your responsibility to ensure that any transactions made involving a digital blockchain network are input correctly. Neither U.CASH nor Converter can reverse a digital blockchain transaction which has been broadcast to a digital blockchain network.

U.CASH may choose which digital tokens or coins it supports and services on our network. U.CASH has the right to add or remove any supported digital token at any time.

Digital currency transactions are processed by the respective network, and according to the user's instructions. U.CASH does not guarantee the identity of any user, receiver, requesting party, or other party. You should verify all transaction information prior to submitting instructions to a digital currency network.

Unless specifically announced on our website or through some other official public statement of U.CASH, we do not support “metacoins”, “color coins”, “side chains”, or other derivative, enhanced, or forked tokens beyond the basic digital currencies supported by U.CASH. Do not attempt to receive, request, send, store, or engage in any other type of transaction involving an unsupported token.


TRANSACTION LIMITS AND VERIFICATION

U.CASH may restrict the aggregate value of your transactions on the network, on a daily, weekly, monthly, and lifetime basis. We may associate these limits with identity verification we have conducted or based on account activity. You agree not to attempt to circumvent these limits through the use of multiple accounts, intermediaries, or by any other method. Such actions will be grounds for suspension or termination of your account and any other actions we deem fit.



CONVERTER & PEER-TO-PEER TRANSACTIONS

With a registered account on U.CASH you can interact with other users and Converters ("P2P" or "Peer-To-Peer") for various services including but not limited to, sending and receiving funds, loading into your account, unloading from your account, digital currency buying and selling, and more. You may initiate transactions by contacting Converters or other users, or have them contact you first.


By initiating a transaction, you agree to be bound by the other parties' terms of transaction ("Converter terms") as set forth by the Converter, and posted on the "Trade" screen. The Converter's transaction terms will apply, unless they contradict the U.CASH Terms of Service, do not conform to applicable laws and regulations, or are amended by mutual consent between the user and Converter.

The total amount shown on the "Trade" screen must include all fees payable to the Converter for the transaction. Once the Trade is initiated, the amounts a locked-in. Any changes will require the consent of all parties of the transaction, and U.CASH.



VERIFIED BUSINESS ACCOUNTS

A user account can become verified as a business account by going through the U.CASH verification process. Accounts that are verified as a business are allowed the following exclusions from the U.CASH Terms of Service:

A business may have several active user accounts at any time, provided they are all verified as a business and operated by an employee of the business. Each verified business account is personal to the employee operating it.

A business may have active advertisements from several accounts with the following exceptions:

Ads are not allowed to overlap between accounts. For example, you are not allowed to create ads using the same limits with the same price in the same payment method category in the same country.

Multiple ads for the same payment method in the same country are not allowed if they have the same price and don't have at least one of the following differences:

1) Minimum & Maximum transaction limit is not allowed to overlap.
2) Customer Groups are different


BOUNTY PROGRAM

From time-to-time, we may offer rewards for the completion of various actions (“Bounties”). Bounties are awarded at the sole discretion of U.CASH, and we may choose to suspend or terminate any aspect of the Bounties program at any time. We may reverse or adjust any Bounties which have been awarded, at our sole discretion. In the event of fraudulent or deceptive acquisition of Bounties by a user, we may deny payment and/or transfer of Bounties and associated funds and suspend or ban any or all accounts associated with such prohibited activity. We may require you to verify your account by providing identifying documents, prior to allowing you access to bounty rewards. You are solely and wholly responsible for any tax liabilities resulting from such rewards.



DISPUTES WITH CONVERTER TRANSACTIONS

In the event of a dispute between a Converter and a user over a transaction they have initiated or completed, ("Dispute" or "Disputed"), either party or U.CASH may initiate a dispute resolution request ("Dispute Resolution"). Disputed transactions are resolved by U.CASH support staff on a case-by-case basis.


U.CASH support staff resolves disputes by a resolution process which evaluates the terms of a transaction, evidence of payment, evidence from third parties, transaction chat messages, user reputation, other information submitted to us by our users and information collected by us as part of the privacy policy.


If one party to a dispute does not respond, we will resolve the dispute in favour of the other party if we have enough evidence that the other party has fulfilled its part of the transaction.


After a transaction has been released by the Converter, the trade is considered completed by us and cannot be disputed, reversed or altered. This is due not only to U.CASH policy, but also due to technical barriers in regards to the decentralized, multi-signature structure of the U.CASH network and technology.


Providing fraudulent information or documents in a dispute or making false claims or otherwise trying to force a certain outcome of a disputed trade is considered a violation of this agreement.


ONLINE PRIVACY NOTICE

Your privacy is extremely important to us. To better protect your privacy, we provide a notice explaining our online information practices and the choices you can make about the way your information is collected and used on the U.CASH site and portal. You can [CLICK HERE] to read the U.CASH Privacy Statement which forms part of the U.CASH Terms of Service.


TRADEMARKS & COPYRIGHTS


This site and all materials incorporated by U.CASH are protected by copyrights or other proprietary marks. Some of the logos and other images incorporated on this site are also protected.

USE OF MATERIAL

Your right to make use of the U.CASH site, network and any of its material and content, is subject to your compliance with the U.CASH Terms of Service. Modification or use of the material or any other content on this site for any purpose not permitted by the U.CASH Terms of Service may be a violation of the Copyright and is prohibited. Your access to this site is strictly for personal and non-commercial purposes. The material and all other content on the U.CASH site and network may not be copied, reproduced, republished, uploaded, posted, transmitted, distributed or used any other way unless otherwise specifically authorized by U.CASH.


WARRANTIES & LIABILITY DISCLAIMER

Your use of the U.CASH site and network is at your own risk. U.CASH and all of the materials, information, software, facilities, services and other content are provided "as-is" and "as-available" without warranties of any kind, either expressed or implied. U.CASH does not warrant that the functions contained on this site and network will be available, uninterrupted or error-free, that defects will be corrected, or that U.CASH or the servers that make them available are free of viruses or other harmful components.

LIABILITY LIMITATION

U.CASH does not accept any liability for any loss or damage, indirect or direct, resulting from any use of, misuse of, or inability to use the U.CASH site, network, or material, information, software, facilities, services or other content the U.CASH site or network, regardless of the basis upon which liability is claimed and even if U.CASH has been advised of the possibility of such loss or damage. Without limitation, you (and not U.CASH) assume the entire cost of all necessary servicing, repair or correction or corrections in the event any such loss or damage arises.

Messages

The materials, information and opinions included and/or expressed in or on the messages, feedback, advertisements or other pages on this site are not necessarily those of U.CASH or its affiliates, partners, Converters, other users or related entities or content providers. U.CASH is not responsible for monitoring or reviewing the messages, feedback, or advertisements. U.CASH may remove or modify any content without notice or liability at any time, in its sole discretion. Any use of the messages, feedback, advertisements or any other content on the U.CASH site or network will be at your own risk and will be subject to the disclaimers and limitations on liability set out above.


SUBMISSIONS, POSTINGS & EMAIL

U.CASH is always interested in hearing from our users. However, our policy is to not accept any unsolicited submissions of any kind. Therefore, please do not send U.CASH any unsolicited submissions. From time to time, we may request submissions in specific areas, of concepts, projects, or other content from users. In these cases, please read carefully what is being requested, as well as terms and conditions which govern those submissions, since they will affect your legal rights. If and when there are no specific terms for these submissions, the U.CASH Terms of Service will apply to any submission you make.

Please act responsibly when using the U.CASH site and network. You may only use the U.CASH site and network and its contents for lawful purposes, and in accordance with applicable laws and regulations. You are prohibited from storing, distributing or transmitting any unlawful material through the U.CASH site and network. You agree that doing so could expose you to criminal and/or civil liability, above and beyond the limited access to your funds. You agree that if a third party claims that material you have contributed to the U.CASH site and network is unlawful, you will bear the burden to prove otherwise. You understand and agree that all materials publicly posted on the U.CASH site and network (other than by U.CASH) or privately transmitted on or through the U.CASH site or network are the sole responsibility of the sender, not U.CASH, and that you are responsible for all material you upload, post or otherwise transmit to our through the U.CASH site and network.


You are forbidden from posting any emails or content whatsoever, in any public forum, private forum, or on the U.CASH site, which, in our opinion:

1) libels, defames, invades privacy, stalks, is obscene, pornographic, racist, abusive, ignorant, sexist, harassing, threatening or offensive;
2) seeks to exploit or harm children by exposing them to inappropriate content, asking for personally identifiable details or otherwise;
3) infringes any intellectual property or other rights of any entity or persons, including violating anyone's or organizations copyrights or tradements or their rights of publicity;
4) violates any law or may be considered to violate any law;
5) is proprietary, and/or confidential (i.e. inside information, or subject to non-disclosure agreements);
6) advocated or promotes illegal activity;
7) impersonates or misrepresents your connection to any other entity or person or otherwise manipulates headers or identifiers to disguise the origin of the content;
8) advertises any commercial endeavor (i.e. offering for sale products or services) or otherwise engages in any commercial activity (i.e. conducting raffles or contents, displaying sponsorship banners, and/or soliciting goods or services) except as specifically authorized on the U.CASH site and network;

9) solicits funds, advertisers or sponsors; includes programs which contain viruses, worms and/or "Trojan Horses" or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer, software, hardware or telecommunications;
10) disrupts the normal flow of dialogue, causes a screen to scroll faster that other users are able to type, or otherwise act in a way which affects the ability of other people to engage in real time activities via the U.CASH site and network;
11) copies any other pages or images on this site except with appropriate authority;
12) includes MP3, WAV or other audio format files;
13) amounts to a "pyramid" or "ponzi" or similar scheme;
14) amounts to "data warehousing" (i.e., using any web space made available to you as storage for large files which are only linked from other sites or platforms).  You must provide reasonable amount of content to accompany such material in order that at least some of the traffic to your site comes directly via us;
15) disobeys any policy or regulations established from time to time regarding the use of the U,CASH site, platform or any networks connected to is;  
16) contains links to other sites which contain the kind of content, which falls within the descriptions above. In additional, you are prohibited from removing any sponsorship banners or other material inserted by U.CASH anywhere on this site (i.e. any web space made available for your use).

We reserve the right to remove any such material and/or, suspend or close your account, at our discretion.


SYSTEM ABUSE

Without limitation, you agree not to send, create or reply to so called "mail bombs" (i.e., emailing copies of a single message to many users, or sending large or multiple files or messages to a single user with malicious intent) or engage in spamming (i.e., unsolicited emailing or messaging for business or other purposes) or undertake any other activity which may adversely affect the operation or enjoyment of the U.CASH site and network by any other person or business. You may not reproduce, sell, resell or otherwise exploit any resources, or access to any resources, contained on the U.CASH site or network.

SECURITY


Passwords used on the U.CASH site or network are for individual use only. You shall be responsible for the security of your password. U.CASH shall be entitled to monitor your password and, at its discretion, require you to change it. If you use a password that U.CASH considers insecure, U.CASH may require you to change it, and/or terminate or suspend your account. You are prohibited from using any services or facilities provided in connection with the U.CASH site or platform which compromise security or tamper with system resources and/or accounts. The use or distribution of tools designed for compromising security (e.g., password guessing programs, cracking tools or network probing tools) are strictly prohibited. If you become involved in any violation of system security, U.CASH reserves the right to release your details to system administrators at other sites in order to assist them in resolving security incidents.


INVESTIGATIONS


U.CASH reserves the right to investigate suspected violations of the U.CASH Terms of Service, including but without limitation any violations arising from any submissions, postings, or e-mails you make or send to any forum, chat or site. U.CASH may seek to gather information from the user who is suspected of violating the U.CASH Terms of Service, and from any other user. U.CASH may suspend any user or users whose conduct or postings are under investigation and may remove such material from the U.CASH site, network or servers as it deems appropriate and without notice. If U.CASH believes, in its sole discretion, that a violation of the U.CASH Terms of Service has occurred, it may edit or modify and submission, postings or e-mails, remove the material permanently, cancel postings, warn users, suspend users and passwords, terminate accounts or take other corrective action it deems appropriate. U.CASH will fully cooperate with any law enforcement authorities or court order requesting or directing U.CASH to disclose the identity of anyone posting any e-mails, or publishing or otherwise making available any materials that are believed to violate the U.CASH Terms of Service.

U.CASH reserves the right to modify or discontinue, temporarily or permanently, all or any part of this site and/or any software, facilities and services on this site, with or without notice, and/or to establish general guidelines and limitations on their use.


THIRD PARTY SITES


The U.CASH site and platform may link you to other sites on the Internet.  These sites may contain information or material that some people may find inappropriate or offensive.  These other sites are not under the control of U.CASH, and you acknowledge that (whether or not such sites are affiliated in any way with U.CASH) U.CASH is not responsible for the accuracy, copyright compliance, legality, decency, or any other aspect of the content on such sites.  The inclusion of such a link does not imply endorsement of any kind by U.CASH or any association with its operators.

U.CASH cannot ensure that you will be satisfied with any products or services that you purchase from any third-party sites that links to or from U.CASH since other sites/stores/apps are owned and operated by independent web masters, retailers and owners.


SEVERABILITY

If any provision or part of these Terms is found to be invalid or unenforceable, in whole or in part, such invalidity or un-enforceability will attach only to such provision or part of such provision and the remaining part of such provision and all other provisions in these Terms shall continue in full force and effect.



GOVERNING JURISDICTION

As a user of the U.CASH site, you are responsible for complying with the laws and regulations of the jurisdiction(s) in which you operate and any requirements related to your citizenship.


The materials and all other content in the U.CASH site and network are presented solely for the purpose of providing services for the users of the U.CASH site and network. The U.CASH site and portal are controlled and operated by U.CASH Inc., Canada. and this agreement will be governed by the laws of Ontario and Canada.


Last Revised: February 21, 2018.